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Nearly everyone is feeling the effects of the downturn in the economy. That’s why Dr. Ransen makes every possible effort to keep fees as low as possible, on a sliding scale starting at $100 for an individual session, payable in cash or by check. Dr. Ransen honors combat veterans and the elderly with the lowest fees, and does his best to find a fee that you can afford if you are unemployed or suffering severe financial stress. Money should not come between you and the therapy you deserve!

Please do your homework, and satisfy yourself that you are making the right choice. Before calling, see if you can find any therapists whom you might prefer in this region who have earned doctor’s degrees, and who have more than more than 30 years’ experience in psychology and marital & family therapy. Dr. Ransen checks every month, in order to keep his fees lower than other therapists who have doctor’s degrees and decades of experience.

Here’s a guarantee you have probably never been offered before. If, at the end of your first session, you believe that you have wasted your time, and if you decide that you have nothing to gain from a return visit, then there will be no charge at all. Not one penny! Your fee for the first session will be returned immediately, with a smile and best wishes. That’s how confident Dr. Ransen is that you will begin to experience a remarkable feeling of hope and well-being after only one session. Trust and good faith are at the core of his practice.
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Many callers ask about insurance. Here are the straight answers. Dr. Ransen does not participate in insurance plans. There are several good reasons for this:

First, therapists who accept reimbursement from insurance companies are expected to diagnose you with some sort of “disorder,” so you are presumed to be sick from the very beginning. Dr. Ransen doesn’t look for mental illnesses or disorders, doesn’t use fancy words to “diagnose” you, and doesn’t try to “cure” you. Rather, he is well-trained to help you solve difficult problems in your life, relieve your stress, anxiety, and depression, and restore the balance in your life and your relationships.

Second, any diagnosis of a mental disorder will stick to your health record for the rest of your life. That could make it difficult for you to obtain jobs or health insurance in the future, or cause your premiums to go up, or both.

Third, most health insurance policies place severe restrictions on coverage of mental health services. For example, you may have unusually high deductibles and co-pays, and your coverage will probably be limited to a handful of sessions per year, after which you must pay out of your pocket, just as you would if you did not have health insurance.

Finally, insurance companies are happy when someone prescribes drugs, like anti-depressants, because they are cheaper than real psychotherapy. Unfortunately, you’d be lucky to find an anti-depessant that helps more than sugar pills. And these drugs often have nasty side-effects, including weight gain and decreased sexual desire. If you do find a drug that helps, what will happen when you stop taking it? Is the drug really solving anything, or just masking the symptoms?

Dr. Ransen will gladly write a brief letter to your insurance company if you and your insurance company request one, but he cannot guarantee that you will be reimbursed by your insurance company. In practice, there is a wide variation in the willingness of insurance companies to reimburse customers for mental health care.

Please feel free to call with any other questions. You will always receive honest, straightforward answers in plain language.

Oh, and one more personal request from Dr. Ransen. “I don’t accept any money or gifts from pharmaceutical reps to push their drugs. They occasionally help while you take them, but as soon as you stop, the source of your problems is still there. If you are among the many who have benefited in a long-lasting way from my guidance, then please spread the word. Therapy is my passion, my calling. I have no other sources of income. Thank you, and be well!”